pennymacusa.com Reviews | check if site is scam or legit| Scamadviser (2024)

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    • English
    • Español
    • Français
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    • Report a Scam

    www.pennymacusa.com ReviewsVisit the site

    is www.pennymacusa.com a scam or legit?

    The trust rating is high. Might be safe.

    What is your feeling about www.pennymacusa.com?

    GET YOUR MONEY BACK

    www.pennymacusa.com has an average to good trust score. Why?

    It seems that www.pennymacusa.com is legit and safe to use and not a scam website.

    The review of www.pennymacusa.com is positive. The positive trust score is based on an automated analysis of 40 different data sources we checked online such as the technology used, the location of the company, other websites found on the same web server, etcetera.

    Websites that score 80% or higher are in general safe to use with 100% being very safe. Still we strongly recommend to do your own vetting of each new website where you plan to shop or leave your contact details. There have been cases where criminals have bought highly reliable websites. You can use our article "How to recognize a scam website" to create your own opinion.

    Positive highlights

    This website is receiving a lot of traffic according to Tranco ()

    An external review system has been detected

    According to the SSL check the certificate is valid

    This website has existed for quite some years

    DNSFilter considers this website safe

    Negative highlights

    The website's owner is hiding his identity on WHOIS using a paid service

    We found several negative reviews about this site

    SHOW DETAILED ANALYSIS

    Consumer reviews about www.pennymacusa.com

    Be the first one to review

    No reviews have been left for pennymacusa.com on ScamAdviser.com

    Total reviews: 1560Average score: 1.9 starsLearn more

    The total score is based on reviews found on the following sites

    Advertorials

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    Complete Review www.pennymacusa.com

    Company Evaluation

    The owner of the website is hiding his identity. Spammers use this information to promote services to website owners. Some website owners therefor chose to hide their contact details. However, it can also be misused by scammers. Our algorithm gives a high rating if the identity of the website owner is shown.

    Webshop Evaluation

    We discovered that the website is rated as popular by Tranco with a score of . This means that the website is visited by quite a lot of people. In addition other websites find this website interesting and relevant and are linking to it. As a result we increased our review score.

    This website is using an external review system. This means that reviews are collected by a third party such as Google, Trustpilot, Sitejabber or Resellerrating. While these reviews can still be manipulated (you can buy a fake review for a few dollars) it is less easy than just showing reviews directly on your website. We consider this a positive thing. Read our blog post "How to recognize fake reviews" to learn more.

    We discovered that the domain of this website has been registered several years ago. Websites of scammers are usually very new. Still, you have to be careful. Scammers nowadays also buy old and existing websites to start their malpractice. Checking a website for other scam signals remains essential.

    Technical Evaluation

    We found a valid SSL Certificate. An SSL certificate is used to secure communication between your computer and the website. There are different levels of SSL certification. A free one is also available and this one is used by online scammers. Still, not having an SSL certificate is worse than having one, especially if you have to enter your contact details.

    Facts about www.pennymacusa.com

    Key facts

    Alexa rank

    11868

    Backlinks

    92

    Domain age

    15 years from now

    WHOIS data

    hidden

    Company data

    Organisation

    Identity Protection Service

    Owner

    On behalf of pennymacusa.com owner

    Address

    PO Box 786 UB3 9TR Hayes Middlesex

    Country

    GB

    Phone

    +44.1483307527

    E-mail

    a7b09535-c9f2-40c4-bb79-451ae705a2e7@identity-protect.org

    Website data

    Website

    pennymacusa.com

    Redirecting from website

    pennymacloan.com, pennymac.com

    Title

    PENNYMAC - National Home Mortgage Lender

    Description

    Pennymac is a leading national home loan lender and servicer. Enjoy great rates and a quick, painless process when you purchase or refinance your next home.

    Domain age

    15 years from now

    Website Speed

    Slow

    SSL certificate valid

    valid

    SSL type

    Medium - Organization Validated Certificates (OV SSL)

    SSL issuer

    DigiCert Inc

    WHOIS registration date

    2008-07-03

    WHOIS last update date

    2024-05-29

    WHOIS renew date

    2025-07-03

    Tags

    Industry - Financial Services, Review System***, Brands, Registration Possible, Deals, Helpdesk, Language - English

    Owner

    Name

    On behalf of pennymacusa.com owner

    Organisation

    Identity Protection Service

    Street

    PO Box 786 UB3 9TR Hayes Middlesex

    Country

    GB

    Telephone

    +44.1483307527

    E-mail

    a7b09535-c9f2-40c4-bb79-451ae705a2e7@identity-protect.org

    Administrator

    Name

    On behalf of pennymacusa.com owner

    Organisation

    Identity Protection Service

    Street

    PO Box 786 UB3 9TR Hayes Middlesex

    Country

    GB

    Telephone

    +44.1483307527

    E-mail

    a7b09535-c9f2-40c4-bb79-451ae705a2e7@identity-protect.org

    Technical Contact

    Name

    On behalf of pennymacusa.com owner

    Organisation

    Identity Protection Service

    Street

    PO Box 786 UB3 9TR Hayes Middlesex

    Country

    GB

    Telephone

    +44.1483307527

    E-mail

    a7b09535-c9f2-40c4-bb79-451ae705a2e7@identity-protect.org

    Server

    ISP

    Amazon.com Inc.

    Country

    US

    Registrar

    Name

    Amazon Registrar, Inc.

    IANA ID

    468

    Register website

    https://registrar.amazon.com

    E-mail

    abuse@amazonaws.com

    Phone

    +1.2024422253

    Server name

    IP

    54.202.63.17


    Request HTTP status

    200


    Target

    ns-1353.awsdns-41.org.

    IP

    205.251.197.73

    Country

    US


    Target

    ns-1740.awsdns-25.co.uk.

    IP

    205.251.198.204

    Country

    US


    Target

    ns-471.awsdns-58.com.

    IP

    205.251.193.215

    Country

    US


    Target

    ns-563.awsdns-06.net.

    IP

    205.251.194.51

    Country

    US


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    About this report

    The rating of www.pennymacusa.com has been viewed 18 times.
    First analyzed: 2020-11-17 20:10:39.Last updated: 2024-05-30 21:03:21

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    pennymacusa.com Reviews | check if site is scam or legit| Scamadviser (2024)

    FAQs

    What is the PennyMac controversy? ›

    PennyMac Financial Services has paid $158.4 million to Black Knight Servicing Technologies, concluding a five-year legal battle over allegations of trade secret theft involving two of the biggest companies in the housing industry.

    Is PennyMac a good lender for a mortgage? ›

    Pennymac excels in government-backed mortgages, including FHA loans, and makes it easy to shop for customized mortgage rates online. But average origination fees are higher than most lenders', and it does not offer home equity lines of credit.

    Where does PennyMac rank? ›

    PennyMac was the third largest mortgage lender, the sixth largest mortgage servicer, and largest aggregator of residential mortgage loans in the U.S. in 2019.

    Does PennyMac sell loans? ›

    You can get an instant customized quote with estimated monthly payments per loan type and term, based on the information you enter. You can also get started on your BuyerReady Certification with a Pennymac Loan Expert to get ahead of competing buyers for your perfect home.

    What bank is PennyMac? ›

    PennyMac Financial Services, Inc. (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage market.

    Will PennyMac let you skip a payment? ›

    Mortgage Relief

    It's called a short-term forbearance—a plan that provides temporary relief by allowing you to pay reduced, or even no, payments for a brief time, depending on your individual situation, along with protection from late fees and negative credit reporting. Getting set up with a forbearance plan is easy.

    Is PennyMac safe? ›

    For the past 15 years, Pennymac has been motivated by the vision of becoming the most respected and trusted lender within the industry, and they are proud to have successfully helped over 4 million lifetime homeowners across the country achieve their aspirations of home.

    Who is the #1 mortgage lender in America? ›

    1. Rocket Mortgage. Rocket Mortgage -- formally Quicken Loans -- has been the largest mortgage lender by number of originations for years. In 2022, Rocket Mortgage originated 464,363 mortgages worth $127.6 billion, giving it a 5.5% share of the market by origination.

    How do I make sure my mortgage lender is legit? ›

    There are several ways to check if a loan company is legitimate. First, check out the loan company on the Better Business Bureau (BBB) website. Do a quick online search and look up online reviews from independent companies like Trustpilot, if possible.

    Does PennyMac drop PMI? ›

    Will Pennymac ever cancel my PMI? PMI will be terminated automatically if/when your loan reaches the midpoint of its amortization schedule (halfway through the life of your loan).

    Is PennyMac an FHA loan? ›

    Pennymac is dedicated to making homeownership more affordable for everyone by enabling FHA borrowers to take advantage of historically low rates that will save them money on their mortgages every month.

    Who is the US biggest lender? ›

    The 10 largest mortgage lenders by originations
    • United Wholesale Mortgage. This lender originated 294,000 loans worth nearly $108.5 billion in 2023, according to HMDA data.
    • Rocket Mortgage. ...
    • Bank of America. ...
    • Fairway Independent Mortgage. ...
    • CrossCountry Mortgage. ...
    • U.S. Bank. ...
    • Navy Federal Credit Union. ...
    • Citizens Bank.
    May 2, 2024

    Is Pennymac a good mortgage lender? ›

    Pennymac is rated 4.1 stars out of 5 overall by U.S. News, with 4.1 stars for affordability, 4.3 stars for customer service and 4.5 stars for eligibility. The median overall rating for all mortgage lenders rated by U.S. News is 4.2.

    What credit score does Pennymac use? ›

    If you have a minimum credit score of 620, a down payment of at least 3%, and a debt-to-income (DTI) ratio of 45% or less, then you may qualify for a conventional home loan. Contact a Pennymac Loan Officer today to get a conventional loan today.

    What is the Pennymac loan limit? ›

    Pennymac Correspondent is excited to announce that we're raising our Conventional loan limits to $750,000, effective Wednesday, October 11, 2023.

    What is the Freedom Mortgage controversy? ›

    The CFPB alleges that Freedom's practices violate both the Home Mortgage Disclosure Act (HMDA) and a 2019 consent order. In a recent separate matter, in August 2023 the CFPB fined Freedom $1.75 million for paying illegal kickbacks for mortgage loan referrals.

    What was the Fannie Mae scandal? ›

    Beginning in the late 1990s, executive pay at Fannie Mae and Freddie Mac became tied almost solely to earnings growth. So in order to trigger maximum bonus payouts for themselves, top management at the firms cooked the books to make it appear the companies were producing enough corporate earnings.

    How much is the PennyMac recast fee? ›

    Non-Default Primary & Subordinate Related Fees
    Type of FeeFee DescriptionEstimated Fee Amount
    Principal RecastRe-amortization of the loan after a significant principal reduction is made to the loanUp to $250, as permitted by applicable law or investor
    15 more rows

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    Last Updated:

    Views: 6092

    Rating: 4.8 / 5 (48 voted)

    Reviews: 87% of readers found this page helpful

    Author information

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